These Terms of Service  govern your use of the FcbTreasury.com website and the services provided by FcbTreasury.com . By accessing or using the Services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the Services.

1. Acceptance of Terms

By using the Services, you agree to comply with and be bound by these Terms. If you are using the Services on behalf of a company, organization, or other entity, you represent and warrant that you have the authority to bind such entity to these Terms.

2. Use of Services

2.1 Eligibility

You must be at least 18 years old to use the Services. By using the Services, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.

2.2 Account Registration

To access certain features of the Services, you may be required to create an account. You agree to provide accurate and complete information when creating your account and to keep your account information up-to-date. You are responsible for maintaining the confidentiality of your account credentials and for any activity that occurs under your account.

2.3 Prohibited Activities

You agree not to engage in any of the following activities while using the Services:

Violating any applicable laws or regulations.

Infringing upon the intellectual property rights of others.

Engaging in fraudulent or deceptive practices.

Harassing, threatening, or abusing other users.

Interfering with the proper functioning of the Services.

3. Intellectual Property

3.1 Ownership

The Services and all content, including but not limited to text, graphics, logos, images, and software, are the property of FcbTreasury.com or its licensors and are protected by intellectual property laws.

3.2 License

Subject to your compliance with these Terms, FcbTreasury.com grants you a limited, non-exclusive, non-transferable, and revocable license to access and use the Services for your personal or internal business purposes.

4. User Content

4.1 Responsibility

You are solely responsible for any content you submit, post, or display on the Services . You represent and warrant that you have all necessary rights to submit, post, or display such User Content and that it does not infringe upon the rights of any third party.

4.2 License to User Content

By submitting, posting, or displaying User Content on the Services, you grant FcbTreasury.com a worldwide, non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such User Content in any media or format, and to use such User Content for promotional and marketing purposes.